Member-owned. Community-run.

Save together. Borrow with trust.

A savings and credit cooperative built by and for its members — real rates, real people, no hidden fees.

Published rates Member-governed Interest paid on savings
Held in savings
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CYPRIAN CLUB Verified
Ledger snapshot
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Auto Loan Business Loan Member Loans Member Savings Member-owned Published rates No hidden fees Interest paid on savings Community governed Secure & transparent Auto Loan Business Loan Member Loans Member Savings Member-owned Published rates No hidden fees Interest paid on savings Community governed Secure & transparent
Owned by our members Rates published, not hidden Your data kept secure No surprise fees
Loan products

Borrow on clear, published terms

View all loan products
Rate · 10% p.a.

Business Loan

Designed for businesses looking to expand operations or purchase inventory.

5,000–200,000
Rate · 36% p.a.

Member Loans

Member Loan

2,000–150,000
Savings products

Grow your savings with us

View all savings products
CYPRIAN CLUB
Membership
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Member since day one Est. 2026
Getting started

Start saving in 3 steps

1

Become a member

Sign up with your details — every member has an equal say in how the cooperative is run.

2

Open a savings account

Choose a savings product and start building your balance — interest paid as published, no surprises.

3

Borrow on your terms

Once you're a member in good standing, apply for a loan at our published rates.

Get in touch
Our mission

We exist to give our members a safe, member-owned place to save, borrow, and grow — together.

In their words

What our members say

I got my first business loan here after being turned down by two banks. Three years later, my shop has two employees.

P
Peter Kamau
Member since 2019

The savings account interest actually gets paid, on time, every quarter. It sounds small but it's rare.

F
Faith Njeri
Member since 2021

What I trust most is that the rates are published and don't change on me halfway through a loan.

S
Samuel Mwangi
Member since 2017

Ready to start saving with people you trust?

Get in touch